#howtomakeanoffer Part Four: What do I pay for a deposit? If you offer has been accepted (Awesome!) and you have gone unconditional (you have met all of the conditions on your sale and purchase agreement) you will be required to pay a deposit. The deposit is part of the sale and purchase agreement that you […]
How to make an offer (Part 4) Read More »
We talk about LVR (Loan to Valuation Ratio’s) quite a lot at Priority. But how do you determine what the properties worth? Whether you are buying, selling, wanting a top-up or are just a bit curious, it’s good to know how much your property is worth. The figure you found on homes.co.nz is quite different than the government valuation.
How to value your home.. Read More »
It seems to be so easy to accumulate short term debt over the Holiday period. It’s a care-free time and it’s a little bit too easy to put everything on finance. But then late January hits, and you need to start making repayments – suddenly putting things on credit doesn’t seem like such a good
Silly season aftermath – How to get through it! Read More »
A home is usually the single largest investment that you will make in your lifetime. Most buyers tend to spend a great deal of time and energy searching for or designing “the perfect home”, even before signing any contracts! Factors such as price, location, market trends, property taxes and the like will come into play
Should you build or buy (Part 1) Read More »
A home is usually the single largest investment that you will make in your lifetime. Most buyers tend to spend a great deal of time and energy searching for or designing “the perfect home”, even before signing any contracts! Factors such as price, location, market trends, property taxes and the like will come into play
Should you build or buy? (Part 2) Read More »
What happens when you find your dream home? You’ve been looking for a while and you finally found the one. What an exciting time! But what’s next? How much should you offer? What clauses should you put in the offer letter? Over the next couple of week’s I’ll guide you through the process of making
How to make an offer (Part 1) Read More »
How to make an offer Part Two: Conditions! Do you need to put conditions on your offer letter? What conditions do you put on your offer letter? Before you sign a sale and purchase agreement, you’ll want to make sure you put all of the conditions that you want to have on the agreement. Putting these
How to make an offer (Part 2) Read More »
Having an imperfect credit-score can make home ownership seem like dream. But that’s not necessarily the case. Your credit score and your financial history has a huge impact on your lending ability. Anything unpaid can result in a mark on your credit score – unpaid credit cards, invoices, personal loans, household bills… Sometimes these get forgotten
Marks on your credit score? Home Ownership is still an option! Read More »
If you want your very own piece of paradise, even if this is a 2 bedroom semi attached flat, the hardest part of the property ladder is getting on the first step. Saving for a house deposit takes time , commitment and hard work. BUT once you are on the ladder, moving up is easier.
Saving for your first home deposit Read More »
