Home Loan

We talk about LVR (Loan to Valuation Ratio’s) quite a lot at Priority. But how do you determine what the properties worth? Whether you are buying, selling, wanting a top-up or are just a bit curious, it’s good to know how much your property is worth. The figure you found on homes.co.nz is quite different than the government valuation. […]

It seems to be so easy to accumulate short term debt over the Holiday period. It’s a care-free time and it’s a little bit too easy to put everything on finance. But then late January hits, and you need to start making repayments – suddenly putting things on credit doesn’t seem like such a good

What happens when you find your dream home? You’ve been looking for a while and you finally found the one. What an exciting time! But what’s next? How much should you offer? What clauses should you put in the offer letter? Over the next couple of week’s I’ll guide you through the process of making

How to make an offer Part Two: Conditions! Do you need to put conditions on your offer letter? What conditions do you put on your offer letter? Before you sign a sale and purchase agreement, you’ll want to make sure you put all of the conditions that you want to have on the agreement. Putting these

Having an imperfect credit-score can make home ownership seem like dream. But that’s not necessarily the case. Your credit score and your financial history has a huge impact on your lending ability. Anything unpaid can result in a mark on your credit score – unpaid credit cards, invoices, personal loans, household bills… Sometimes these get forgotten

If you want your very own piece of paradise, even if this is a 2 bedroom semi attached flat, the hardest part of the property ladder is getting on the first step. Saving for a house deposit takes time , commitment and hard work. BUT once you are on the ladder, moving up is easier.

So you have decided to purchase a property? Or perhaps you have decided you need to upgrade and therefore need to sell your property and purchase a new one. Home loans and mortgage brokers , open homes, LIM reports, title searched and lawyer bills. It is often a pretty daunting task purchasing and/or selling a