Worried about rising interest rates? A fixed-rate home loan will allow you to fix your interest rate for a specific period, usually from one to five years.
Floating rate home loans allow you to borrow money for a set period of time, during which you make regular repayments based on the current interest rate.
Want the best of both worlds? A combination home loan offers a mix of flexibility and security.
This is like a large overdraft which operates as a current transactional everyday account where they are residentially secured and you get a low home rate on these borrowings.
If you’re a self-employed, contract or seasonal working and do not have regular income a low doc loan may be a solution.