Are you super eager to get on the property ladder? Have you ever thought about buying your first home with someone else? Whether you are buying a home with your parents, partner, best friend, or your cousin – what’s the catch? Buying with someone else is a great way to get on the property ladder. …
Why should I use a Mortgage Adviser? Whether you are building your first home, refinancing, building or buying an investment property you may need to arrange a home loan. So you might be wondering “Why should I use a Mortgage Adviser?” There are HUGE benefits to using a Mortgage Adviser, no matter how experienced you …
Congratulations on taking the first step to achieve your home ownership dreams. Although things might be a little daunting at first our expert advisors have prepared our first home buyer checklist with YOU in mind. Our First Home Buyer Checklist is broken it down to FIVE key steps to help you along the way… Before …
Just last month our team attended the 2018 Waikato Home and Garden Show, we saw so many amazing exhibits (and great home show prices) it’s easy to picture yourself snapping up a new build project. Below we discuss new build FYI’s that may help you make a decision… Get Pre-approved Before you start the process, it …
You’ve stepped onto the property ladder -Congratulations! You have done well. And now you want to start building a rental portfolio, but where do you start? And how can you fast track the process? Below we discuss what you can do now so that you can line yourself up to purchase your first investment property… …
If you are in your 50’s your probably in your prime (financially). Chances are you are earning more than you ever have been, but your closer to retirement than you ever have been and might be considering building your nest egg for retirement. But what’s the go with getting a mortgage when your 50+? Although the …
#howtomakeanoffer Part Four: What do I pay for a deposit? If you offer has been accepted (Awesome!) and you have gone unconditional (you have met all of the conditions on your sale and purchase agreement) you will be required to pay a deposit. The deposit is part of the sale and purchase agreement that you …
We talk about LVR (Loan to Valuation Ratio’s) quite a lot at Priority. But how do you determine what the properties worth? Whether you are buying, selling, wanting a top-up or are just a bit curious, it’s good to know how much your property is worth. The figure you found on homes.co.nz is quite different than the government valuation. …
It seems to be so easy to accumulate short term debt over the Holiday period. It’s a care-free time and it’s a little bit too easy to put everything on finance. But then late January hits, and you need to start making repayments – suddenly putting things on credit doesn’t seem like such a good …
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