New Zealand’s property market has entered 2026 with an interesting shift: first home buyers are now the dominant force, accounting for a record 28.8% of all property purchases in December 2025! This milestone caps off a strong year for aspiring homeowners and signals a fundamental change in who’s actively buying property in New Zealand. But […]
First Home Buyers Hit Record High: What’s Driving the Surge? Read More »
If you’ve been keeping an eye on your mortgage or planning to refinance, you might have noticed something puzzling: the Reserve Bank of New Zealand has kept the Official Cash Rate (OCR) at 2.25%, yet many banks have been increasing their mortgage rates, particularly for longer-term fixed rates! So what’s going on? If the OCR
Why Mortgage Rates can rise if the OCR stays the same Read More »
If you’ve been wondering “Is now the right time to refinance my mortgage?”, then a cash incentives from the bank might make a mortgage refinance more attractive than ever. Banks and major lenders are often competing for business with mortgage refinance offers that could include thousands of dollars in cashback, so let that work in
Cash back incentives for refinancing – Does switching banks help? Read More »
NZ Financial Services Group (NZFSG‘s) new Go for Green initiative recognises advisers who are committed to enhancing business practices and doing more for their clients. The Priority Home Loans team is Going for Green! All of our Priority Home Loans advisors have been recognised at our recent NZFSG roadshow for consistently being at “Go for
Priority Home Loans advisors recognized for NZFSG Go for Green Read More »
With power bills rising and sustainability a buzzword to talk about, many homeowners are asking how they can make their homes more energy efficient. Well the good news is that banks and lenders now offer Good Energy Loans. These are special lending products designed to help cover the upfront costs of solar panels, insulation, and other
Good Energy Loans – Finance Solar Panels & Energy Upgrades Read More »
Kāinga Ora First Home Loan – Helping Kiwis Into Their First Home For many New Zealanders, saving for a home deposit is the biggest barrier to buying a first home. The Kāinga Ora First Home Loan was created to make this milestone easier. Backed by the Government and offered through selected lenders, the scheme is
Buying Your First Home with Kāinga Ora First Home Loan with Deposit from 5% Read More »
Inflation, a hot topic at the moment and we are feeling it in every aspect of our lives, whether its putting gas in our cars, buying groceries, or purchasing new goods and services. Inflation is everywhere. But what is inflation and what impact is this having on out interest rates when we go to refix
Inflation & how this affects your Interest rates. Read More »
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